Critical Illness & Disability Insurance
Illness and injury can lead to loss wages and added costs. The income reduces and in certain cases stops, while the bills keep coming and piling up.
Disability insurance provides income when individuals are unable to work because of illness or injury.
- This can a very helpful tool when your injury or disability prevents you from working
- Compensation of the policy is paid out tax free and can be up to 85% of your current earnings and could help you right through to retirement if necessary
- A Return of Premium rider cab be an additional feature that reimburses you for premiums paid if you outlive the term of your disability insurance policy
Critical Illness Insurance
Critical illness insurance, on the other hand, will pays a tax-free lump sum payout following a diagnosis of a serious illness, such as cancer, stroke, heart attack, etc.
This can a very helpful tool when your illness prevents you from working
The cash benefit is paid out in a tax-free lump sum upon diagnosis. The benefit can used to pay your medical bills, replace lost income, or however you wish
Added features such as, Return of Premium will pay back all the premiums paid into the policy at maturity of the policy, death or certain term depending on the policy
Get A Quote
Please fill out the form below to assist us in preparing a Critical Illness and Disability Insurance policy quote for you. Upon receipt we will reach out to you with a customized quote and policy options.